Design Your Spending On Purpose

The Money Blueprint in Violet Codex is your spending plan — not what you spent last month, but what you choose to spend going forward. It is the foundation that powers your Allocation Calculator and Forecasting features.

What you'll learn

• Set up your monthly income and pay frequency in the Blueprint settings
• Add budget sections for rent, groceries, transportation, and more
• Handle shared expenses with the share percentage feature
• View your budget through different time lenses — yearly, monthly, weekly
• Analyze the long-term cost of any expense vs. investing that money
• Export your budget for AI-powered optimization suggestions

Step 1: Configure Blueprint Settings

Set your monthly take-home pay and pay frequency (weekly, bi-weekly, twice monthly, or monthly). The Blueprint uses these to calculate per-paycheck allocations automatically.

Step 2: Add Your Budget Sections

Create sections for each expense category: housing, groceries, transportation, utilities, subscriptions, and savings. For each item, enter the amount and frequency. The Blueprint shows totals across different time lenses — yearly, monthly, and per-paycheck.

Step 3: Shared Expenses

For expenses you split with a partner or roommate, use the share percentage feature. Enter the full amount and set your share — the Blueprint calculates your portion automatically across all views.

Step 4: Long-Term Cost Analysis

Every expense has a "What if you invested this?" calculation showing the opportunity cost over 10, 20, and 30 years. This puts the tradeoff mindset into real numbers for every recurring expense.

Next: See Your Future Balance. Or go back to all walkthroughs.